Certificates of Deposit
Certificates of Deposit are a convenient savings option. Earn a higher rate than a Savings account on funds you can set aside for a fixed period of time. Choose from a variety of terms and options.
| Length of Term |
Interest Rate |
APY |
Minimum To Open |
Open Online |
| 6 Month |
0.30% |
0.30% |
$1,000.00 |
|
| 12 Month |
0.55% |
0.55% |
$1,000.00 |
|
| 24 Month |
0.80% |
0.80% |
$500.00 |
|
| 36 Month |
1.10% |
1.10% |
$500.00 |
|
| 48 Month |
1.39% |
1.40% |
$500.00 |
|
| 60 Month |
1.74% |
1.75% |
$500.00 |
|
Features include:
- Fixed or Variable Rate Options
- Low Minimum Deposits to Open the Account
- Competitive Interest Rates
- Variable Rate Certificates of Deposit Permit Additional Deposits
- Quarterly Compounding (CDs opened online require quarterly compounding of interest)
- May be Eligible for a Monthly or Quarterly Interest Check
Call for our most recent rates or visit any Citizens National Bank banking center location and let one of our professional Personal Bankers assist you in selecting and opening a savings or certificate of deposit that best suits you or click here to view rates and apply online.