Closing Cost Comparison
The question other lenders won't ask:
Why spend money on lender's fees when you don't have to?
The following is a list of typical Closing Costs for a Purchase transaction, which may be required by lenders in the area compared to Citizens National Bank. The example assumes a $125,000 purchase with $100,000 financed and -0- points.
|
|
Citizens Bank |
Others |
|---|---|---|
|
Application Fee |
|
$300.00 |
|
Credit Report |
$18.00 |
$50.00 |
|
Appraisal |
$300.00 |
$350.00 |
|
Title Services |
*$625.00 |
*$625.00 |
|
Survey |
*$125.00 |
*$125.00 |
|
Flood Letter |
$19.00 |
$19.00 |
|
Document Prep |
|
$100.00 |
|
Funding Fee |
|
$50.00 |
|
Tax Service |
|
$75.00 |
|
Origination Fee |
|
$1000.00 |
|
Recording |
$70.00 |
$70.00 |
|
Underwriting Fee |
|
$899.00 |
|
Escrow Set-Up |
|
$100.00 |
|
Processing Fee |
|
$250.00 |
|
Closing Fee |
|
$150.00 |
|
Total |
$1157.00 |
$4163.00 |
*Title and Survey are not lender charges and are set by the providers
of those services.
The above are only estimated and may differ from actual cost due to price changes, location of property or service providers, e.g. title insurance company. Adjustments for interest, taxes and insurance are not included.
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Citizens National Bank | 7305 Manchester Road, Maplewood, Missouri 63143
(314) 645-4373 - TELEPHONE EXPRESS | (877) 241-9017 - BILL PAY SUPPORT | (314) 645-8730 - FAX | info@cnbstl.com
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