Citizens Student Checking is an account that makes it easy for students to get cash, make purchases on campus and keep track of spending— all without paying a monthly fee. And because parents can deposit money into the account online without any service charges from their Citizens account, they'll like it too.
No minimum balance requirement
No monthly maintenance fee
Free Online Banking
Free Mobile Banking with eAlerts
No-annual-fee Citizens Debit Card
No fee to use other banks' ATMs in the U.S. (1)
Unlimited Citizen’s ATM usage
Automatic funds transfer available from another account (2)
Only $50 to open the account
To qualify, students must be between 18 and 23 years of age. For students below the age of 18 we also offer Teen accounts. Teen accounts require a parent or guardian as a signer on the account who is also an existing customer of Citizens National Bank.
The Citizens National Bank Student Checking Account allows you to take that first step into the world of managing your own finances while earning your degree. Call one of our banking center locations and ask to speak to one of our Personal Bankers regarding your interest in a Citizens National Bank account or click here to apply online.
(1) Rebates for surcharges at other banks limited to $12 dollars per monthly statement.
(2) Automated transfers from another account will incur a fee of $5 per transfer. Online transfers thru online banking are free.