Lottery Scam

The latest trick used in lottery scams is not only the mailing of a congratulatory letter informing the recipient of winnings, but also enclosed is a Cashier’s Check. The Cashier’s Check included is to pay for IRS non-resident fees or other charges associated with processing or insurance. The Cashier’s Check will appear to be drawn on a bank in the United States and looks authentic. However--

These Cashier’s Checks are counterfeit. Although they may display valid bank routing numbers, they are not authentic Cashier’s Checks. These checks are lures to ensure that the Award Claims are real. The Federal Trade Commission (FTC), the nation’s consumer protection agency, asserts that most promotions for foreign lotteries are likely to be fraudulent. These lottery scams usually appear to have addresses originating in Canada or other foreign nations.

Remember:

• Keep credit card and bank account numbers private. Scam artists use these numbers for unauthorized withdrawals and purchases.
• Do not purchase foreign lottery tickets; most are a deception. Not to mention, it will be in violation of federal law.
• Once you answer to one of these fraudulent mailings, your name will be placed on a list denoting susceptibility to future scams, and private information can then be bought or sold.
• Never deposit unsolicited Cashier’s Checks until you have your bank check their authenticity.
• If you ever have any questions concerning suspicious checks, please contact a Citizens National Bank Representative for assistance.