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Personal Deposit Accounts

You want banking services that are convenient, safe and secure. Personal banking at Citizens National Bank is the answer. With 24/7 access, we put you in control of your financial resources. As you move through the different stages of your life, your banking needs change. That's why Citizens National Bank offers numerous choices when it comes to deposit accounts for your personal funds. Choose just one account or a combination of these accounts that best meet your needs. You can see all your balances on one web site screen, safely and securely, right from any PC with an internet connection. Account choices include:


  • Write checks, make deposits. Choose the account that's right for you based on your volume. Have complete flexibility to use the funds as needed.

Savings and CDs

  • Designed for your excess cash so every dollar can be working to earn interest. Citizens National Bank's savings account allows deposits and withdrawals at any time and for any amount, or
  • If you know you have extra cash you won't need for a specific amount of time, choose a certificate of deposit for a fixed term and you will earn a higher rate of interest.
  • View rates and open a certificate of deposit online.

Personal Money Market Accounts

  • Designed for the individual that saves money regularly but only withdraws cash a few times each month. Earn a higher rate of interest when you can plan your withdrawal needs.

Individual Retirement Accounts

  • Earn the highest interest on funds you save for retirement, home purchase or college tuition. If you are eligible to establish an IRA (your tax advisor should confirm your eligibility), you can begin saving for the future now.

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Citizens National Bank | 7305 Manchester Road, Maplewood, Missouri 63143

(314) 645-4373 - TELEPHONE EXPRESS | (855) 401-9648 - BILL PAY SUPPORT | (314) 645-8730 - FAX | info@cnbstl.com

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