Savings & Certificates of Deposit

Whether you are just starting out or saving for something specific, make the most of your money with a savings or CD product. To reach your short- and long-term savings goals, we have the right product for you. Grow your money and retain full liquidity with a Citizens National Bank Savings Account.

Regular Savings Account

• $100 Minimum Deposit to Open Account
• Online Account Access
• Online or Telephone Transfers to other Citizens National Bank Accounts
• Interest Accrues Daily and is Compounded Quarterly
• $100 Minimum Balance Required to Obtain Annual Percentage Yield
• $3.00 Monthly Service Charge if Below Minimum Balance
• Apply Online

Interest of less than .50 will be forfeited. A $1 per transaction fee is assessed for exceeding the 6 transaction limit per statement cycle. Customers may make up to 6 telephone transfers from their savings account per month.

Certificates of Deposit

Certificates of Deposit are a convenient savings option. Earn a higher rate than a Savings account on funds you can set aside for a fixed period of time. Choose from a variety of terms and options with features that include:

• Fixed or Variable Rate Options

• Low Minimum Deposits to Open the Account

• Competitive Interest Rates

• Variable Rate Certificates of Deposit Permit Additional Deposits

• Quarterly Compounding (CDs opened online require quarterly compounding of interest)

• May be Eligible for a Monthly or Quarterly Interest Check

Call for our most recent rates or visit any Citizens National Bank banking center location and let one of our professional Personal Bankers assist you in selecting and opening a savings or certificate of deposit that best suits you.