Savings/CD’S
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Savings
Grow your money and retain full liquidity with a Citizens National Bank Savings Account. Whether you are just starting out or saving for something specific, make the most of your money.
- $100 Minimum Deposit to Open Account
- Online Account Access
- Online or Telephone Transfers to other Citizens National Bank Accounts
- Interest Accrues Daily and is Compounded Quarterly
- $100 Minimum Balance Required to Obtain Annual Percentage Yield
- $3.00 Monthly Service Charge if Below Minimum Balance
Interest of less than .50 will be forfeited. A $1 per transaction fee is assessed for exceeding the 6 transaction limit per statement cycle. Customers may make up to 6 telephone transfers from their savings account per month.
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CD's
Certificates of Deposit are a convenient savings option. Earn a higher rate than a Savings account on funds you can set aside for a fixed period of time.
- Fixed or Variable Rate Options
- Low Minimum Deposits to Open the Account
- Competitive Interest Rates
- Variable Rate Certificates of Deposit Permit Additional Deposits
- Quarterly Compounding
- May be Eligible for a Monthly or Quarterly Interest Check