Business Banking

Banking Services

  • Cash Management Services

    Automate your cash flow, implement controls for your company’s finances. Access timely information and maximize the use of your funds with a wide array of cash management services for any size business.

    • eCorp Online Banking with 24/7 access to account balances and activity
    • Citizens DepositScan lets you make deposits without leaving your office.
    • Local Lockbox services
    • Zero Balance Accounts for funding accounts
    • Direct Deposit of Payroll will allow you to pay your employees by crediting their existing bank accounts
  • Remote Deposit Capture

    Citizens DepositScan remote deposit capture lets you make deposits without leaving the office.

    Make your secure deposit any time, forget deposit slips and trips to the bank and increase your funds availability. To schedule a demo contact Jeff Files at (314) 735-1865

  • Online Banking

    Have unlimited access to all your account activity and transactions with eCorp online banking.

    • View real-time balances and transaction activity
    • Transfer funds between accounts
    • Make loan payments
    • View copies of checks and deposited items
    • Set up text or email account alerts or notifications
  • MasterCard Business Debit Card

    Business debit cards with Citizens National Bank give you quick access to your account almost anywhere. With built in security, ATM access and no annual fees, you can shop, purchase and enjoy anywhere MasterCard® is accepted.

    • Our debit cards are printed and issued at our Maplewood location which means it is mailed the same day or available to be picked up immediately.
    • Easily manage spending through the ability to adjust individual user daily limits on both ATM withdrawals as well as point of sale transactions on each card attached to your account.
    • Every transaction can be viewed almost immediately via Online Banking and is recorded on your monthly statement.
    • Withdraw funds at any Citizens National Bank ATM and at any of the 23,000 MoneyPass ATMs nationwide with no fees.
    • Make everyday purchases and pay bills with merchants displaying the MasterCard® logo.


  • Merchant Card Processing

    Accept credit cards for payment to your company and receive free merchant terminals thru our business partner, SyncPayments

    Experience first rate customer service with a local company we’ve chosen because they are locally owned and operated, just like Citizens National Bank.

  • Personal or Business Credit Card

    Apply now  for a Personal or Business  Credit Card through BankCard Services.  Get the credit card with access you expect and convenience you deserve.

    Click here to apply