Cash Management Services
Automate your flow of funds, both receipts and disbursements. Implement controls for your company's finances. Access timely information and improve utilization of funds. Citizens National Bank can help by providing high quality services......and all at reasonable prices!
- eCorp Internet Banking Services. Provides electronic access to your company accounts so you can efficiently manage your payments and receipts online.
- Direct Deposit of Payroll. Pay your employees by crediting their existing bank accounts. And for those employees without traditional bank accounts, Payroll Cards can provide the solution.
- Lockbox. Intercepts receivables, reduces float, eases bookkeeping functions and improves audit controls.
- Cash Concentration. Consolidate funds from multiple banks/ accounts into a central account and better utilize all deposits.
- Direct Debit. Provides a convenient method of collecting repetitive payments from your customers with next day availability, while providing predictability of cash flow.
- Zero Balance Accounts. Accommodates automated funding of payroll or other disbursement accounts OR automates up-streaming funds to a master account.
- Controlled Disbursement. Provides optimal control over available balances with current day clearing totals by 9:45 a.m.
- Automated Repurchase Agreement Sweep. Converts excess funds into a collateralized investment.
- Merchant Credit Card Processing. Accept credit cards for payments to your company.
- Account Reconciliation. Speed up your reconciliation process, improve audit control and reduce loss risk caused by fraudulent activity.
- Positive Pay. Provides your company with protection from losses due to check fraud.
Contact John Waller at (314) 645-0666 to discuss your Cash Management needs. We're ready when you are.