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Construction & Development

Citizens National Bank offers a wide array of products and services to assist developers, investors and owners in acquiring, developing, building, managing and permanently financing most commercial property types. Our experienced commercial bankers will advice and help you structure the best possible financing arrangement for your project. We'll assist you in establishing a cash management system and depository services needed to effectively operate your real estate investment.


  • Financing programs that provided experienced builders the needed funds to construct pre-sold, spec and model homes.
  • Providing short term variable-rate financing that allows you to get advances when you need them.
  • Good buying opportunities shouldn't be missed for lack of financing. Our lenders understand the complexities of buying real estate and will assist you in the financing due-diligence required to allow you to close the deal fast.
  • Vacant land can be turned into a retail development, apartment community or residential neighborhood. Citizens National Bank understands the language and entitlement issues and development trends in the markets we serve.
  • You've got your property build, it's occupied and operating and now you need financing arrangements that will allow you to maximize y our return and minimize your refinance worries.

At Citizens National Bank we can provided you with long term financing so you can spend your time planning that next project.

Get help fast - talk to a business loan expert!

  • Call one of banking center locations nearest you to be connected with our professional lending team regarding your interest in this line of credit.

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Citizens National Bank | 7305 Manchester Road, Maplewood, Missouri 63143

(314) 645-4373 - TELEPHONE EXPRESS | (855) 401-9648 - BILL PAY SUPPORT | (314) 645-8730 - FAX | info@cnbstl.com

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