Personal Banking

CD Rates

If you know you have extra cash you won’t need it for a specific amount of time, choose a certificate of deposit for a fixed term and you will earn a higher rate of interest. CD accounts offer a steady return and Citizens National Bank features a variety of CDs to fit your financial goals. Find yours and open an account today.

 

*APY = Annual Percentage Yield.  Penalty may be applied for early withdrawal.  Certain fees may reduce earnings.  All APYs are effective:  as of 11/16/2018.

 

Minimum Deposit

Interest Rate %

Annual Percentage Yield

3 months $1,000 .55% .55%
6 months $1,000 .85% .85%
1 year $1,000 1.25% 1.26%
25 months $10,000 2.25% 2.27%
35 months $10,000 2.50% 2.52%
2 years $500 1.75% 1.76%
3 years $500 1.95% 1.96%
4 years $500 2.20% 2.22%
5 years $500 2.45 2.47%
*APY=Annual Percentage Yield