Personal Banking

CD Rates

If you know you have extra cash you won’t need it for a specific amount of time, choose a certificate of deposit for a fixed term and you will earn a higher rate of interest. CD accounts offer a steady return and Citizens National Bank features a variety of CDs to fit your financial goals. Find yours and open an account today.

 

*APY = Annual Percentage Yield.  Penalty may be applied for early withdrawal.  Certain fees may reduce earnings.  All APYs are effective:  as of 1/17/2020.

 

Minimum Deposit

Interest Rate %

Annual Percentage Yield

3 months $1,000 .55% .55%
6 months $1,000 .85% .85%
1 year $1,000 1.10% 1.10%
2 years $500 1.50% 1.51%
3 years $500 1.65% 1.66%
4 years $500 2.00% 2.02%
5 years $500 2.05% 2.07%
*APY=Annual Percentage Yield