Personal Banking

CD Rates

If you know you have extra cash you won’t need it for a specific amount of time, choose a certificate of deposit for a fixed term and you will earn a higher rate of interest. CD accounts offer a steady return and Citizens National Bank features a variety of CDs to fit your financial goals. Find yours and open an account today.

 

*APY = Annual Percentage Yield.  Penalty may be applied for early withdrawal.  Certain fees may reduce earnings.  All APYs are effective:  as of 11/15/2019.

 

Minimum Deposit

Interest Rate %

Annual Percentage Yield

3 months $1,000 .55% .55%
6 months $1,000 .85% .85%
1 year $1,000 1.25% 1.26%
2 years $500 1.65% 1.66%
3 years $500 1.80% 1.81%
4 years $500 2.10% 2.12%
5 years $500 2.15% 2.17%
*APY=Annual Percentage Yield