Personal Banking

CD Rates

If you know you have extra cash you won’t need it for a specific amount of time, choose a certificate of deposit for a fixed term and you will earn a higher rate of interest. CD accounts offer a steady return and Citizens National Bank features a variety of CDs to fit your financial goals. Find yours and open an account today.

 

*APY = Annual Percentage Yield.  Penalty may be applied for early withdrawal.  Certain fees may reduce earnings.  All APYs are effective:  as of 4/24/2017

 

Minimum Deposit

Interest Rate %

Annual Percentage Yield

3 months $1,000 .15% .15%
6 months $1,000 .20% .20%
1 year $1,000 .40% .40%
2 years $500 .60% .60%
3 years $500 .85% .85%
4 years $500 1.05% 1.05%
5 years $500 1.29% 1.30%
*APY=Annual Percentage Yield