Personal Banking

CD Rates

If you know you have extra cash you won’t need it for a specific amount of time, choose a certificate of deposit for a fixed term and you will earn a higher rate of interest. CD accounts offer a steady return and Citizens National Bank features a variety of CDs to fit your financial goals. Find yours and open an account today.

 

*APY = Annual Percentage Yield.  Penalty may be applied for early withdrawal.  Certain fees may reduce earnings.  All APYs are effective:  as of 9/12/2018.

 

Minimum Deposit

Interest Rate %

Annual Percentage Yield

3 months $1,000 .30% .30%
6 months $1,000 .60% .60%
1 year $1,000 1.00% 1.00%
25 months $10,000 2.10% 2.12%
35 months $10,000 2.50% 2.52%
2 years $500 1.50% 1.51%
3 years $500 1.70% 1.71%
4 years $500 1.95% 1.96%
5 years $500 2.20% 2.22%
*APY=Annual Percentage Yield