Personal Banking

CD Rates

If you know you have extra cash you won’t need it for a specific amount of time, choose a certificate of deposit for a fixed term and you will earn a higher rate of interest. CD accounts offer a steady return and Citizens National Bank features a variety of CDs to fit your financial goals. Find yours and open an account today.

 

*APY = Annual Percentage Yield.  Penalty may be applied for early withdrawal.  Certain fees may reduce earnings.  All APYs are effective:  as of 5/19/2018.

 

Minimum Deposit

Interest Rate %

Annual Percentage Yield

3 months $1,000 .30% .30%
6 months $1,000 .40% .40%
1 year $1,000 .65% .65%
25 months $10,000 2.10% 2.12%
35 months $10,000 2.50% 2.52%
2 years $500 .90% .90%
3 years $500 1.10% 1.10%
4 years $500 1.75% 1.76%
5 years $500 2.00% 2.01%
*APY=Annual Percentage Yield