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Savings & Certificates of Deposit

Whether you are just starting out or saving for something specific, make the most of your money with a savings or CD product. To reach your short- and long-term savings goals, we have the right product for you. Grow your money and retain full liquidity with a Citizens National Bank Savings Account.

  • $100 Minimum Deposit to Open Account
  • Online Account Access
  • Online or Telephone Transfers to other Citizens National Bank Accounts
  • Interest Accrues Daily and is Compounded Quarterly
  • $100 Minimum Balance Required to Obtain Annual Percentage Yield
  • $3.00 Monthly Service Charge if Below Minimum Balance

Interest of less than .50 will be forfeited. A $1 per transaction fee is assessed for exceeding the 6 transaction limit per statement cycle. Customers may make up to 6 telephone transfers from their savings account per month.

Certificates of Deposit are a convenient savings option. Earn a higher rate than a Savings account on funds you can set aside for a fixed period of time. Choose from a variety of terms and options with features that include:

  • Fixed or Variable Rate Options
  • Low Minimum Deposits to Open the Account
  • Competitive Interest Rates
  • Variable Rate Certificates of Deposit Permit Additional Deposits
  • Quarterly Compounding
  • May be Eligible for a Monthly or Quarterly Interest Check

Visit any Citizens National Bank banking center locations and let one of our professional Personal Bankers assist you in selecting and opening a savings or certificate of deposit that best suits you.

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Citizens National Bank | 7305 Manchester Road, Maplewood, Missouri 63143

(314) 645-4373 - TELEPHONE EXPRESS | (855) 401-9648 - BILL PAY SUPPORT | (314) 645-8730 - FAX | info@cnbstl.com

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