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Ultimate Interest Checking

Citizen's Ultimate Interest Checking Account offers our customers a way to earn interest on your money while still allowing you all the conveniences of a checking account.


  • A great interest rate (call for the current rate) 
  • Unlimited Check Writing
  • No Foreign ATM Fees
  • No ATM Surcharges within the Money Pass ATM Network  
  • Free 24/7 Internet Access and Online Bill Pay
  • Free ATM/Debit Card  
  • $500 Minimum Daily Balance Required

The Citizens National Bank Ultimate Interest Checking Account provides customers with an opportunity to earn a competitive rate of interest on their balances, while enjoying all the benefits of checking. With a minimum of $100 to open the account, you could be on your way to managing your money successfully. To avoid a $5 monthly service charge just (1) complete at least six debit card transactions (excluding ATM transactions), (2) have one direct deposit or direct debit and (3) maintain a minimum balance of $500. Account balances exceeding $25,000 receive a lower rate and APY. Contact your personal banker for additional information. Signup for eStatements and avoid a $1 monthly service charge per account statement mailed.

Call one of our banking center locations nearest you to be connected with our professionals regarding your interest in Citizens National Bank deposit accounts.

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Citizens National Bank | 7305 Manchester Road, Maplewood, Missouri 63143

(314) 645-4373 - TELEPHONE EXPRESS | (855) 401-9648 - BILL PAY SUPPORT | (314) 645-8730 - FAX | info@cnbstl.com

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