Regular Savings Account

With a low minimum balance and free online access, you can start saving today.
  • $100 minimum deposit to open account
  • Free online and mobile account access
  • ATM Card
  • Transfers to other CNB Accounts
  • Interest accrues daily and is compounded quarterly
  • $100 minimum daily balance required to obtain annual percentage yield
  • Must maintain a $100 minimum balance to avoid $3.00 monthly service charge

Forward Savings Account

A high-yield savings account designed by and for St. Louisans. Our high-yield savings account features:
  • $1,000 minimum deposit to open account
  • No minimum balance
  • No monthly maintenance fee
  • No promotional period or confusing account requirements
  • No minimum balance to earn the stated APY
  • Free online and mobile account access
  • Balances from $0.01 up to $1,000,000 earn one rate while any amount above $1,000,000 earns a different rate. Click here to see current rate.
  • Interest accrues daily and is compounded quarterly
 

Junior Saver Account

Start your child off on the right foot today with a CNB St. Louis Bank Junior Saver account! We are excited to help you teach your youngest to save! Our bankers are here as a resource to your junior saver now and as they grow, helping them learn how to manage their account, save for future purchases, and more! Here are the details about our junior saver account: 
  • Open the account with as little as $25.00
  • A one-time matching bonus of up to $25 will be credited to the account on the first Tuesday of the month, 30 days after the account opening. The credit amount will be based on the current balance of the account at the 30 day period.
  • No minimum balance requirement or monthly maintenance fee
  • Children 17 and under are eligible
  • Balances over $0 earn interest. Contact our team for our current interest rates.
  • Interest is calculated based on daily balance and is credited and compounded quarterly
  • Parent or guardian must be on the account
  • Limited to one account per minor

Christmas Club Savings Account

It's never too early to start saving for the holidays! Open a Christmas Club account today for stress-free gifting next Christmas!

How Does it Work?

  • Set It and Forget It! An amount of your choosing (in increments of $5) will automatically be deducted from your CNB checking or savings account on the 15th of each month and added to your Christmas Club account!
  • Start Shopping in November! Club funds will be deposited back to the designated checking or savings account by the end of October, right around the time you are making your list and checking it twice!
  • The Details:
    • Your first deposit opens your account 
    • No minimum balance requirement or monthly maintenance fee
    • Early withdraw fees do apply
    • You must have a CNB St. Louis Bank checking and/or savings account with us to be eligible to open the Christmas Club Savings Account

Get Started Today

Health Savings Account

A health savings account (HSA) is a type of savings account that lets you set aside money on a pre-tax basis to pay for qualified medical expenses.  
 

Other Ways to Save

We also offer other accounts that help you save including Money Market Accounts and Certificates of Deposit.
 
We're here to help! Contact us to find out the right type of account for you and your savings goals.
 

How to Open A Savings Account:

Already have a CNB checking or savings account?
Open your savings account online today! Here's how!
  1.  Log in to online banking
  2.  On the the left menu bar, click "Open An Account"
  3.  Select "No" to joint ownership
  4.  Select the savings account type you'd like to open
  5.  Follow the prompts to complete the account opening process!
Don't have an account at CNB yet?
Looking for an in-person experience?
Visit us at any of our six area locations to open your account!
 
 

We're here to help!

Contact us with questions or for help determining the right account for you!