At CNB Bank, we're the partner St. Louis businesses count on to move forward with confidence. Whether you're a small business owner just getting started or you're a long-time owner looking to streamline cash flow, our team is ready to meet with you online, by phone, or in person to help you open the business bank account you need to help your organization thrive.
Accounts for Business Owners Like You
Business Checking Accounts
Whether you are a startup or a large corporation, CNB St. Louis Bank has a business checking account solution for you.
Learn More About Business Checking Accounts
Business Savings Accounts
Whether you are just starting out or saving for something specific, make the most of your money.
Learn More About Business Savings Accounts
Business CDs
Certificates of Deposit, or CDs, are a convenient savings option. Earn a higher rate than a savings account on funds you can set aside for a fixed period of time.
Business Money Market Accounts
Our business money market accounts are a smart way to earn more on your savings while providing easy access to your account.
Learn More About Business Money Market Accounts
Other Business Banking Services
We're here to help serve all your business banking needs. It's why we offer other business solutions like:
FAQs
An EIN is necessary to open a business bank account, but it cannot be used alone.
In addition to an EIN, you must also provide:
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EIN (Employer Identification Number)
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SSN (Social Security Number) or ITIN (Individual Taxpayer Identification Number)
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Proof of Address
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Business Formation Documents or DBA (Database Administrator) Certifications
At CNB St. Louis Bank, we offer a variety of business checking accounts to suit the needs of qualifying businesses, large and small. All offer functionality like free online banking access, mobile app access, and a free business debit card.
Business checking account opening requirements and associated fees may include:
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Necessary documents: You may be asked to provide an EIN, SSN or ITIN, proof of address, and business formation documents or DBA certifications.
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Minimum balance requirements: All accounts require a $100.00 opening deposit. Daily balances or monthly balances may be required for accounts of a certain size to avoid certain fees.
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Monthly maintenance fees: All accounts have associated monthly maintenance/service fees, which may be waived for certain account balances.
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Transaction fees: Fees may apply for exceeding transaction limits per statement cycle. (Applies to all transactions, including withdrawals, check deposits, cash deposits, transfers, and payments).
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Other fees: Direct mail statements incur a fee; those who enroll in eStatements can waive it.
Contact CNB St. Louis Bank today to open a new account or determine which account is right for your business.
New businesses have enough to worry about. Let us help take some of the pressure off your business finances by exploring business loan solutions and other financing options tailored to what your business needs.
To open a business checking account, you must provide all of the following:
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EIN (Employer Identification Number)
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SSN (Social Security Number) or ITIN (Individual Taxpayer Identification Number)
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Proof of Address
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Business Formation Documents or DBA (Database Administrator) Certification