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CNB St. Louis Bank is a member of the FDIC (Federal Deposit Insurance Corporation).  The FDIC is an independent agency of the United States government that protects bank depositors against the loss of their insured deposits. FDIC insurance is backed by the full faith and credit of the United States government.
The FDIC's goal is to maintain stability and public confidence in the nation's financial system. The FDIC insures deposits and also examines and supervises financial institutions for safety, soundness, and consumer protection. Since the start of FDIC insurance in 1934, no depositor has lost a single cent of insured deposit.1
FDIC insurance covers traditional deposit accounts, and depositors do not need to apply for FDIC insurance. Coverage is automatic whenever a deposit account is opened at CNB St. Louis Bank.  FDIC insurance covers all deposit accounts at CNB St. Louis Bank, including:
  • Checking Accounts
  • Savings Accounts
  • Money Market Deposit Accounts
  • Certificates of Deposit
The amount of FDIC coverage you may be entitled to depends on the ownership category of your account.  Learn more about your coverage on the FDIC website or calculate your coverage using the button below:

We're Here to Help!

If you are looking for more than standard FDIC insurance coverage, please contact us. We are here to help you understand ownership and coverage levels. We can often help customers obtain coverage over the standard insurance amounts through our deposit network. 

1Source: The Importance of Deposit Insurance and Understanding Your Coverage (2022, August). Retrieved from FDIC: