CNB is looking to add to our Commercial Lending team. The Commercial Lender joins a team that is proud to be part of a locally-owned bank embracing the principles and values of the communities we serve. The lenders at CNB are empowered to make timely lending decisions, and have a strong bank-wide customer focus that allows deep, lasting relationships with our clients through the proactive banking solutions we offer. CNB works hard to provide our commercial lending team with latitude and flexibility to make successful lending decisions.

Being a Commercial Lender at CNB means:
  • Ability to approve and close loans timely.
  • Flexible deal structures.
  • Provide winning solutions for our customers and the bank.
  • Local support staff.
  • Achievable goals.
  • Supportive credit and documentation teams.
  • Customer and service focused culture.
  • Management commitment to delivering high customer experience.
Ideal candidate will possess 5+ years of prior commercial lending experience, a strong
credit/risk management background, and a record of successful business development. The ideal candidate will also have a desire for continued professional development, strong teamwork and communication skills. Title and salary commensurate with experience.

  • Identifies, engages, and develops new markets and expands lending opportunities.
  • Builds relationships, working within the prescribed framework of bank policies and procedures, to offer flexible and competitive financial solutions including business loans, lines of credit, SBA loans, deposits, and other business products.
  • Gathers vital business, financial, and personal background information from potential borrowers.
  • Reviews loan requests, credit history, and financial statements to perform a detailed analysis to determine whether proposed applications meet lending criteria.
  • Prepares proposed credit memos, including recommendations for loan pricing and terms, and receives concurrence from the credit approving officer/s prior to proceeding with in-depth client negotiations.
  • Monitors loan portfolio, communicating directly with borrowers to ensure that all required financial exhibit due dates are monitored and received from customers in a timely manner.
  • Maintains the credit quality of their individual portfolio within bank standards and guidelines; promptly surfaces all risk issues uncovered throughout managing the portfolio.
  • Actively participates in the local and business community at large.
Preferred Education, Experience, Technical Knowledge and Skills:
  • Bachelor's Degree in business, finance, or accounting preferred.
  • Minimum of 5 years of experience in commercial banking.
  • Extensive knowledge of commercial lending policies and procedures.
  • Employee is responsible and accountable for the establishment and following of procedures to ensure compliance with all applicable regulatory rules and regulations.
  • CNB St. Louis Bank will reasonably accommodate qualified individuals with a disability so that they can perform the essential functions of a job.
  • CNB St. Louis Bank is an equal opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status.

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Why Join the CNB Team?

CNB St. Louis Bank is committed to its customers, its community, and its employees. Working with the CNB team offers great rewards, such as:

  • Career growth opportunities
  • On-the-job training
  • Competitive benefit packages*
  • Positive and collaborative culture
  • Commitment to community
  • Strong values

Check out our Indeed profile to learn more about working at CNB and view our current job openings, photos, and reviews:

CNB St. Louis Bank is an equal opportunity employer and prohibits discrimination against any person on the basis of race, religion, color, sex, age, or national origin or against individuals with disabilities, veterans, or any other status protected by law or regulation.

*eligible full-time employees