CNB Mobile Deposit is an easy and convenient way to use a mobile phone to deposit checks into your checking, savings or money market accounts at no additional cost.
Save time by depositing your check from wherever you are and skip the trip to the bank.
Who can use CNB Mobile Deposit?
All consumer banking customers that have signed up for Online Banking services, have an eligible account (any checking, savings or money market), and have the CNB Mobile Banking App.
What devices are compatible?
Are there any fees?
We are pleased to offer the CNB Mobile Deposit service at no charge for consumers meeting all requirements.
Other fees may still apply, such as those for returned item or overdrafts, and mobile carrier fees.
How do I endorse the checks?
The check is to be signed by you (properly endorsed) and labeled “For CNB Mobile Deposit Only.”
Is there a limit on the number or amount of checks deposited?
There is a daily check deposit limit of $1500 on any one day. You may deposit any number of checks individually as long as the total for the day does not exceed this limit.
How am I notified if a check is not accepted?
If your deposit is not accepted you will receive a phone call as well as an email notifying you that your deposit was not accepted along with an explanation as to why it was not accepted.
When is the cutoff for making a deposit and getting it into my account?
All CNB Mobile Deposits made before 5 pm CST are processed and credited that evening and generally available on the next business day under Bank’s Funds Availability Policy.
Deposits processed after 5pm CST will be processed the following business day, with availability of funds on the business day following when the deposit is processed. Saturdays, Sundays and Federal holidays are not considered business days for processing purposes, even if the bank may be open on those days.
How are deposits made on the weekend handled?
Deposits made on Saturday or throughout the weekend are processed on the next business day following that weekend.
Saturdays, Sundays and Federal holidays are not considered business days for processing purposes, even if the bank may be open on those days.