At CNB, we believe in empowering individuals like you to safeguard your financial future and protect your dreams.

In today's rapidly evolving landscape, safeguarding your assets against unforeseen risks, is paramount.  Our exclusive seminar series is designed to empower you with the knowledge and tools to protect and preserve your hard-earned wealth, because at CNB St. Louis Bank, it's not just about banking, it's about Banking. For You.

Join us for a comprehensive journey through four crucial areas where your assets could be at risk: Estate planning, insider fraud, cybersecurity, and business succession. Led by industry experts and seasoned professionals, each session offers invaluable insights, practical strategies, and real-world case studies to help you navigate the complexities of wealth preservation.

Don't miss this opportunity to secure your financial future and ensure the legacy of your business. Register now to reserve your spot and embark on this transformative educational experience.


FINANCIAL PROTECTION SERIES PART 1 OF 4

Preserving Wealth Through Estate Planning:
Strategies to Protect Your Future Legacy

 
Thursday, June 6th, 2024
7:30 - 9:00 AM
CNB St. Louis Bank - Maplewood
Discover how to safeguard your family's financial future while maximizing your legacy's value. Deborah Smiley, experienced estate planning attorney, will share personalized strategies to navigate estate taxes, trusts, and wills, ensuring a seamless transfer of wealth for generations to come.


Attendees will:

  • Discover how estate planning minimizes taxes, administrative costs, and probate delays to maximize your legacy's value.
  • Learn essential tools like wills, trusts, and powers of attorney to safeguard your family's financial future.
  • Gain insights on updating your estate plan to adapt to life changes and preserve your financial intentions.
  • Explore actionable steps everyone can take that will ease the burden of handling your affairs after the unexpected.
Special guest Sara Ruemker, Family Service Director at Baue Funeral Homes, will give a brief overview of how pre-arranged services can enhance your estate planning journey.  

About the Speaker:

Deborah J. Smiley, JD, CFP®, AEP®
Krilogy Law Attorney

Deborah Smiley is an attorney specializing in estate and business planning and estate and trust administration. Her practice includes trust and estate planning, general business and corporate planning, real estate transactions, probate and trust administration and tax planning. Deborah advises clients on various wealth management issues, including asset protection and preservation, business succession and sale, estate and business planning and retirement planning.

Inspiring families and business owners to plan for the inevitable is the keystone of Deborah’s practice. She develops and nurtures relationships with her clients. Being responsive and setting clear expectations with clients is crucial to her practice.

The Certified Financial Planner® (CFP® ) certification ensures that a professional adheres to the principles of integrity, objectivity, competence, fairness, confidentiality, professionalism and diligence when dealing with clients.

The Accredited Estate Planner® (AEP®) designation is a graduate level specialization in estate planning, obtained in addition to already recognized professional credentials within the various disciplines of estate planning. It is awarded by the National Association of Estate Planners & Councils (NAEPC) to recognize estate planning professionals who meet stringent requirements of experience, knowledge, education, professional reputation, and character


Who Should Attend:

This presentation is geared toward small to medium sized business owners along with professionals who are advisors to clients who need estate planning resources. While this presentation is designed for individuals with assets of $40,000 or more, anyone who attends can learn actionable steps prepare for the future and pass along wealth to the next generation.

Registration:

Attendance is free, but we kindly request registration by Thursday, May 30th. Enjoy complimentary coffee, danishes, and juice while attending!


Parking

We recommend our West Plaza entrance (Maplewood Square Schnucks shopping center side). Our Main Entrance (Manchester Rd. side) is wheelchair accessible and can be reached via ramp near the West Plaza entrance.










FINANCIAL PROTECTION SERIES PART 2 OF 4

Preserving Wealth by Protecting Your Business Assets:
Safeguard Your Wealth from Internal Threats

 
Tuesday, July 16th, 2024
7:30 - 9:00 AM
CNB St. Louis Bank - Maplewood

Register Now

Businesses worldwide lose approximately 5% of their annual revenue to fraud, according to the Association of Certified Fraud Examiners' (ACFE)'s 2024 estimation. Moreover, since 2022 (post-pandemic),  the median loss is up a startling 24%. Join us for Part 2 of our Financial Protection Speaker Series and learn wealth preserving strategies related to insider fraud.  Jacque James, certified fraud examiner, forensic accountant, and former law enforcement officer, will share real-world insights and practical strategies to detect and prevent internal fraud.

Gain the tools and knowledge to fortify your financial defenses and safeguard your business's assets.

Register Now


Objectives:

  • Understand Inherent Risk - Learn about common fraud schemes, who perpetrates them, and how to spot behavioral red flags
  • Prevent Losses - Discover proactive measures to mitigate the impact of fraud and safeguard your business's assets.
  • Hear Real-World Insights - Gain valuable perspectives from forensic accounting cases, including firsthand accounts and lessons learned.
  • Manage Risk - Uncover hidden threats and learn how to approach fraud risk management to prevent or minimize losses.
  • What to Do If/When it Happens - It's not a matter of "if," but "when," your organization is victimized by fraud. Prepare before it happens so your reactive steps serve to minimize loss and maximize recovery potential. 
Bonus! A special guest speaker will give a brief overview of how to assess your business owner policy to help insure losses due to insider fraud.  

About the Speaker:

Jacque James, CFE, MAFM
ARA Fraud & Forensic Services

Jacque James is the President and Founder of ARA Fraud and Forensic Services, a premier forensic accounting firm focused on fraud risk management, investigations, and litigation support. Jacque is renowned for her exceptional service and dedication to helping clients navigate complex financial landscapes.

With a career spanning over three decades in law enforcement, forensic accounting, and corporate investigations, Jacque is a Certified Fraud Examiner and a recognized expert witness in financial misconduct cases. Her profound expertise and credibility in these areas are unparalleled. She holds an MBA and a Master of Accounting and Financial Management degree from Keller Graduate School of Management and has enriched the academic field as an Adjunct Professor at Webster University, teaching graduate-level accounting.

As a dynamic and highly sought-after speaker, Jacque captivates and educates audiences at a local and national level, sharing her extensive knowledge of fraud-related topics. Her enthusiasm and profound expertise have established her as a respected authority in the forensic accounting community.

Jacque is a member of the Association of Certified Fraud Examiners (ACFE), the International Association of Interviewers (IAI), and the National Association of Certified Valuators & Analysts (NACVA).


Who Should Attend:

This presentation is best for Business Owners, C-Suite Executives, CFO's, Controllers, and business partners who serve in an advisory role .

Registration:

Attendance is free, but we kindly request registration by Tuesday, July 9th. Enjoy complimentary coffee, danishes, and juice while attending!


Parking

We recommend our West Plaza entrance (Maplewood Square Schnucks shopping center side). Our Main Entrance (Manchester Rd. side) is wheelchair accessible and can be reached via ramp near the West Plaza entrance.










FINANCIAL PROTECTION SERIES PART 3 OF 4

Preserving Wealth by Mitigating Cybersecurity Risk:
Fortify Your Wealth Against Digital Threats

 
Tuesday, August 6, 2024 
7:30 - 9:00 AM
CNB St. Louis Bank - Maplewood

We are finalizing the details for this part of the series. Please come back later, or fill out the form below to receive the event details when they are available.


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FINANCIAL PROTECTION SERIES PART 4 OF 4

Preserving Wealth Through Business Succession:
Ensuring Continuity and Wealth Security

 
September, 2024
Date, Time and Location Pending

We are finalizing the details for this part of the series. Please come back later, or fill out the form below to receive the event details when they are available.


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